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Personal loan

A personal loan is an unsecured credit offered by a financial organisation based on credit history, income, and repayment ability.

Bank

Interest

Amount

Tenure

Processing Fee

Action

HDFC Bank Personal Loan
10.75% - 21.50% Fixed
Up to Rs.40L
1 - 5 Years
Up to 2.50% One time fee
IndusInd Bank Personal Loan
11.00% - 16.75% Fixed
Up to Rs.5L
Up to 5 Years
Up to 3.50% One time fee
TurboLoan powered by Chola
15.00% - 21.00% Fixed
Rs.1L - Rs.3L
Up to 3 Years
3.00% One time fee
MySubhLife
25.00% - 32.00% Fixed
Rs.75K - Rs.5L
1 - 4 Years
3.00% One time fee

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Tata Capital Personal Loan
11.25% - 14.49% Fixed
Up to Rs.20L
1 - 6 Years
Up to 2.75% One time fee
PaySense
18.00% - 36.00% Fixed
Rs.1L - Rs.5L
Up to 5 Years
2.00% - 3.00% One time fee
Fullerton Personal Loan
11.99% - 25.00% Fixed
Up to Rs.25L
1 - 5 Years
3.00% - 6.00% One time fee
Home Credit
13.00% - 30.00% Fixed
Rs.50K - Rs.2L
Up to 4 Years
Zero Processing Fee

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Kotak Mahindra Bank Personal Loan
10.50% - 16.99% Fixed
Rs.50K - Rs.25L
1 - 5 Years
Up to 2.50% One time fee
Citibank Personal Loan
10.50% - 17.99% Fixed
Up to Rs.30L
1 - 5 Years
0.50% - 3.00% One time fee
Ujjivan Small Finance Bank
16.50% - 20.00% Fixed
Up to Rs.15L
1 - 5 Years
Up to 2.00%(Min ₹2,000) One time fee
InCred Personal Loan
18.00% Fixed
Rs.50K - Rs.7.5L
1 - 4 Years
2.00% - 5.00% One time fee

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Edelweiss Salaried Personal Loan
17.00% - 26.00% Fixed
Rs.2L - Rs.20L
0.5 - 4 Years
2.00% One time fee
Standard Chartered Bank
11.00% - 15.00% Fixed
Rs.1L - Rs.6L
1 - 3 Years
Min ₹1,000 One time fee
Yes Bank Personal Loan
20.00% - 22.00% Fixed
Rs.50K - Rs.2L
1 - 3 Years
2.50% One time fee
HDBFS Personal Loan
14.99% Fixed
Up to Rs.20L
1 - 5 Years
Up to 2.00% One time fee

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Aditya Birla Capital Personal Loan
11.00% - 13.75% Fixed
Up to Rs.30L
1 - 5 Years
1.00% One time fee
India Infoline Finance Ltd. Personal Loan
13.49% - 19.99% Fixed
Up to Rs.25L
1 - 5 Years
Up to 2.00% One time fee
IDFC First Bank Personal Loan
12.50% - 18.00% Fixed
Up to Rs.5L
1 - 5 Years
Up to 3.50% One time fee

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Eligibility Criteria

Criteria Salaried Self-Employed
Age 21 years to 60 years 22 years to 55 years
Net Monthly Income Rs.15,000 Rs.25,000
CIBIL Score Above 750 Above 750
Minimum Loan Amount Rs.50,000 Rs.50,000
Maximum Loan Amount Rs.25 lakh Rs.50 lakh

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Documents Required

Requirements Salaried Individuals Self Employed
Proof of Identity Passport, Voter’s ID, Driving License or PAN Card Passport, Voter’s ID, Driving License or PAN Card
Proof of Residence Passport or utility bills Passport or utility bills
Proof of Income Bank statement of salary account for the past two years Audited financial statement of the past two years

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